Chapter 1: The Son of a Banker
* Introduces David Mankin, the protagonist, and his wealthy family.
* David's father is a successful banker who instills in him the importance of financial responsibility.
* Example: David's father gives him a monthly allowance that he must budget wisely.
Chapter 2: The Prodigal Son
* David grows older and becomes increasingly rebellious.
* He spends his family's money lavishly and accumulates significant debt.
* Example: David buys an expensive car that he cannot afford and neglects to make the payments.
Chapter 3: The Road to Ruin
* David's reckless spending continues, and his debts mount.
* He resorts to gambling and other illegal activities to try to cover his expenses.
* Example: David steals money from his father's bank account and places risky bets at a casino.
Chapter 4: The Breaking Point
* David's creditors come after him, and he is forced to confront his financial ruin.
* He loses his job and his family disowns him.
* Example: David is evicted from his apartment and his credit cards are canceled.
Chapter 5: The Road to Recovery
* Humbled and desperate, David seeks help from a financial counselor.
* He learns to manage his finances responsibly and overcome his addictions.
* Example: David attends budgeting classes and develops a plan to gradually repay his debts.
Chapter 6: The New David
* After months of hard work and determination, David becomes a changed man.
* He is financially stable, responsible, and has rebuilt his relationships.
* Example: David gets a new job, pays off his debts, and reconnects with his family.
Chapter 7: The Legacy
* David uses his story to inspire others to avoid the pitfalls of financial irresponsibility.
* He shares his experiences and offers guidance on how to achieve financial success.
* Example: David becomes a financial advisor and helps others to set financial goals and manage their money wisely.